Airline Credit Cards Truly Soar
Airline credit cards are not offered directly by the airline, instead they offered by a financial institution on behalf of the airline. These "affinity cards" are marketed by a credit card provider to help promote the airline as well as to get you to use their card.
Are all airline credit cards equal? By no means! So, let's explore airline credit cards and exactly just what they offer to consumers just like you.
Free air travel is a big appeal especially when exotic and fun destinations are included in that mix. With an airline credit card you can travel to Buenos Aires or Buffalo, Louisville or London, and points in between. Here is what the typical airline credit card offers to cardholders:
Earn one travel mile for every dollar spent. Earn extra travel miles for special purchases as outlined in your credit card agreement.
Receive bonus files simply for signing up. Some plans include bonuses of ten, twelve thousand miles or more that are credited to your account the first time you use your card. Charge your next meal and you could get ten thousand points!
Choose one airline such as American Airlines, Air Canada, or Southwest Airlines or choose an airline credit card that can be used on flights served by over 250 airlines!
Restrictions may apply and blackout dates may be in place with some cards. If this bothers you, simply shop around for the card that fits your lifestyle.
When shopping for airline credit cards, many do charge annual fees ranging from $19 to $60. Even with a fee involved, heavy users have found that some of these cards are well worth it especially if points accumulate swiftly.
Interest rates for airline credit cards are typically much higher than the average. As with any rewards card, airline credit cards are only worth it if you pay off your balance every month. Run a balance and you will see your benefits eaten up every month.
Some airline credit cards drop points after a period of time if unused. Be careful: you could fast accumulate points and watch them quickly slip away if you do not stay on top of your airline credit card.
Is an airline credit card right for you? Well, only you can answer that. However, if flying to destinations hither and yon excites you and you would prefer that someone else pick up the flight tab, then an airline credit card is, indeed, the right choice.
Are all airline credit cards equal? By no means! So, let's explore airline credit cards and exactly just what they offer to consumers just like you.
Free air travel is a big appeal especially when exotic and fun destinations are included in that mix. With an airline credit card you can travel to Buenos Aires or Buffalo, Louisville or London, and points in between. Here is what the typical airline credit card offers to cardholders:
Earn one travel mile for every dollar spent. Earn extra travel miles for special purchases as outlined in your credit card agreement.
Receive bonus files simply for signing up. Some plans include bonuses of ten, twelve thousand miles or more that are credited to your account the first time you use your card. Charge your next meal and you could get ten thousand points!
Choose one airline such as American Airlines, Air Canada, or Southwest Airlines or choose an airline credit card that can be used on flights served by over 250 airlines!
Restrictions may apply and blackout dates may be in place with some cards. If this bothers you, simply shop around for the card that fits your lifestyle.
When shopping for airline credit cards, many do charge annual fees ranging from $19 to $60. Even with a fee involved, heavy users have found that some of these cards are well worth it especially if points accumulate swiftly.
Interest rates for airline credit cards are typically much higher than the average. As with any rewards card, airline credit cards are only worth it if you pay off your balance every month. Run a balance and you will see your benefits eaten up every month.
Some airline credit cards drop points after a period of time if unused. Be careful: you could fast accumulate points and watch them quickly slip away if you do not stay on top of your airline credit card.
Is an airline credit card right for you? Well, only you can answer that. However, if flying to destinations hither and yon excites you and you would prefer that someone else pick up the flight tab, then an airline credit card is, indeed, the right choice.